Financial Consulting
Your financial plan is an evolving document and is constantly changing. When events happen that affect you personally and financially, we work together to update your plan to reflect your new realities and make necessary adjustments to continue to achieve your goals and dreams.
Most people pass through three primary financial life stages as they age. While income levels, spending patterns, and family situations are not predictable, they tend to follow a pattern. For that reason, we have created three levels of financial planning. At each stage, the level of financial planning needs differs, and so should the costs.
Most people pass through three primary financial life stages as they age. While income levels, spending patterns, and family situations are not predictable, they tend to follow a pattern. For that reason, we have created three levels of financial planning. At each stage, the level of financial planning needs differs, and so should the costs.
Financial success starts here...
Your financial plan is a living document that is as dynamic as you are. Able to adapt to changes in your situations and the markets, the Holistic Financial Plan is customized to your goals, dreams and current lifestyle. Our goal is to balance your financial plan in a way that allows your wealth to grow while ensuring that it has a strong, stable plan to withstand all the storms that life may bring. As we have recently seen in our economy - job loss, divorce, death, and many other life changes can easily collapse your dreams and financial future. We take a realistic and unbiased look at your whole financial picture and set you on a path to achieve your goals based on what you can achieve and sustain long-term.
We help you feel confident, at ease, and on track in all economic conditions or stages of life!
We help you feel confident, at ease, and on track in all economic conditions or stages of life!
How Financial Consulting helps?
- Maximize cash flow and resources
- Provide long term planning and income security
- Increase your net-worth and investment assets
- Build confidence and resilience about finance
- Reduce stress and builds financial confidence
- Uncover your short and long term goals
- Create realistic objective timelines
- Define, prevent fear or reaction based decisions
- Debunk Financial myths costing you thousands
- Monitor and measure your process
Financial Planning Levels
All our planning services are fee-only or advice only. On request we work with your sales or investment advisors to understand and implement a plan that is based solely on your needs, risks and long term goals. Doing what is right for you and only you is our main focus and fiduciary duty.
Base Planning - For those who are starting out, make good money and need help setting up for the future.
Holistic Planning - For individuals and families planning for the future (pre-retirement)
Our Process:
Base Planning - For those who are starting out, make good money and need help setting up for the future.
- Income and expense consulting
- Reduction & Debt-Free plans
- Analyze insurance needs
- Scenarios and cash flow for life transitions
- Ongoing support available for implementation
Holistic Planning - For individuals and families planning for the future (pre-retirement)
- Long term saving and spending projections
- Saving for education and Large Purchases
- Retirement needs and income planning
- Prioritizing financial decision
- Understanding your portfolio vs financial goals
Our Process:
- We send you a list of what you need for our initial meeting. This is where we discuss your goals, dreams, fears and where you are financially today.
- We develop an action plan based on your needs, goals, and current financial reality.
- We meet each quarter to review, revise and re-evaluate your plan and keep you on track to achieve your goals.
- Annually we will review your progress and move forward to the next step in the final planning process.